Insurance Claims By Policyholders
Individuals and businesses pay substantial amounts to obtain insurance coverage. Unfortunately, when a loss occurs, insurance companies do not always provide you with the coverage for which you paid. The assistance of an experienced, knowledgeable attorney, whether during the claims handling process or after a claim has been denied, is often critical to obtaining the coverage to which you are entitled.
We have served as counsel to major national and international insurance companies for over twenty years. Our firm utilizes the extensive experience we obtained representing these companies to assist individuals and businesses recover insurance benefits. We offer our clients skilled, aggressive, responsive and efficient legal services in all areas of insurance law.
Our services include evaluation of a loss to ascertain whether coverage exists under an applicable policy. We assist clients in the preparation and submission of the claim to an insurance carrier, which includes making sure that our clients comply with the many terms and conditions in a policy. We represent clients during insurance company interviews, statements and examinations under oath.
When a claim is improperly denied, we are often able to negotiate or use alternate dispute resolution methods such as mediation or arbitration to obtain a recovery without the need for costly litigation. However, when litigation is necessary, we utilize our extensive litigation experience in all courts to bring suit to recover insurance benefits. If the insurer has delayed or denied a claim without a reasonable basis, we can aggressively pursue damages beyond the coverage provided under a policy based an insurer's bad faith handling of a claim.
We provide effective and efficient representation in a broad range of insurance matters including:
- Arbitration and mediation
- Bad faith claims and litigation
- Business and commercial coverage
- Class action lawsuits and complex tort litigation
- Dram shop litigation
- Employer practices liability
- Environmental claims, coverage, and pollution exclusions
- Excess and surplus lines
- First party and third party coverage
- General liability
- Homeowner's insurance
- Insurance fraud
- Multi-party litigation
- No Fault/PIP
- Personal injury and wrongful death litigation
- Premises liability
- Products liability
- Professional liability and errors and omissions
- Reinsurance
- Subrogation
- Umbrella coverage
- Uninsured and underinsured motorist coverage
- Workers' compensation
With offices conveniently located in Morristown and Dover, New Jersey and New York City, we are easily accessible and available to meet with individuals personally. New Jersey counties that we practice in include but are not limited to Hudson, Essex, Union, Morris, Somerset, Middlesex, Hunterdon, Bergen, Passaic, Warren, Sussex, Monmouth and Mercer. In New York City, we practice in Manhattan, Queens, Brooklyn, Bronx, Long Island, and the counties of Westchester and Rockland. For further information about our insurance claims practice, please contact us today.